Joanna Howard

Sr. Residential Mortgage Consultant

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About Joanna

Joanna Howard Team


10542 S Jordan Gateway #300
South Jordan, UT 84095



Joanna is committed to providing her clients with the highest quality financial services combined with the lowest rates available for the market. She will work with you one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing goals. Whether you are purchasing your dream home, refinancing an existing loan, or consolidating debt, Joanna can help you find the "best fit" mortgage, with the lowest costs at a competitive rate.


Joanna's goal is to create lasting relationships with each and every client and to continue providing excellent service to her past and present clients and her realtor partners. Unlike many of the larger nationwide mortgage companies today, all your information will be kept secure and private. To speak directly with Joanna,  simply give her a call, shoot her an email/text or feel free to utilize any of the interactive tools offered throughout the site. 



  • 20 years of experience in the mortgage/banking industry – experiencing ownership of a mortgage company for 5 years before choosing to move into the Banking and Direct Lender side.  Now in Wholesale.
  • Joanna is not only The Mortgage Girl – she is a High Performer for her branch staying in the top 3 of closers for last 4 years taking The COVETED TOP SPOT for her Branch in 2018/2019 and 2020.
  • Leader/Mentor among other Loan Officers.  Striving for others’ successes as well as her own.  Strong experience and knowledgeable in the industry with great Realtor and Client relationships.
  • Attended the University of Utah:  Political Science and a minor in Business.

Contact Us

Joanna Howard -
Your Mortgage Girl For Life

10542 S Jordan Gateway #300
South Jordan, UT 84095
Phone: (801) 750-5373

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NMLS 668373
AZ License: 0924671
CA License: CA-DOC668373
TX License: 668373
UT License: 5499094
FL LO108882
Luneta Home Loans #2027806
Utah - 11992719/11992726