Joanna Howard

Sr. Residential Mortgage Consultant

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Bank Statement Program

Bank Statement program is one in which we use bank statement deposits for the last 12 or 24 months to determine qualifying income – this is great for those self -employed borrowers that can’t show net income on taxes or paystubs.   I have options for W2 employees as well.  Primary, 2nd homes and Investment.  Can be co-mingled accounts.

Contact Us

Joanna Howard -
Your Mortgage Girl For Life

10542 S Jordan Gateway #300
South Jordan, UT 84095
Phone: (801) 750-5373

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NMLS 668373
AZ License: 0924671
CA License: CA-DOC668373
TX License: 668373
UT License: 5499094
FL LO108882
Luneta Home Loans #2027806
Utah - 11992719/11992726