Joanna Howard

Sr. Residential Mortgage Consultant

Picture square

Bank Statement Program

Bank Statement program is one in which we use bank statement deposits for the last 12 or 24 months to determine qualifying income – this is great for those self -employed borrowers that can’t show net income on taxes or paystubs.   I have options for W2 employees as well.  Primary, 2nd homes and Investment.  Can be co-mingled accounts.

Contact Us

Joanna Howard -
Your Mortgage Girl For Life

10542 S Jordan Gateway #300
South Jordan, UT 84095
Phone: (801) 750-5373
Email: joanna@luneta.loans

Social Media

2

Licensing

NMLS 668373
AZ License: 0924671
CA License: CA-DOC668373
TX License: 668373
UT License: 5499094
FL LO108882
Luneta Home Loans #2027806
Utah - 11992719/11992726